Frequently Asked Questions - Pennsylvania
Q: When is this Program effective?
A: The Program is effective October 1, 2011 for new and renewal business.
Q: Will current NFIB members who are insured with EMPLOYERS® move automatically into the Program?
A: No. Existing members must ask to be moved into the Program.
Q: Will all NFIB member accounts qualify for the NFIB Workers’ Compensation Program?
A: No, only those businesses that are within EMPLOYERS’ risk appetite will be eligible for the Program. All applicants are subject to EMPLOYERS’ underwriting guidelines. Membership in NFIB does not guarantee coverage. Please ask your EMPLOYERS Sales Executive for a copy of the Pennsylvania appetite guide.
Q: How do businesses who are not members of NFIB access this Program?
A: To learn more about joining NFIB, go to
www.joinNFIB.com or call 800-NFIB-NOW. Businesses are required to be a member of NFIB at policy inception to secure the Program discount.
Q: Do businesses located outside of Pennsylvania qualify for this Program?
A: Yes. Please visit the EMPLOYERS website at
www.nfib-employers.com to find out where the NFIB Workers’ Compensation Program is available.
Q: What is the minimum premium? Maximum premium?
A: The minimum premium in Pennsylvania is $500. There is no maximum premium.
Q: What does it cost to join NFIB?
A: Businesses who are seeking participation in the NFIB Workers’ Compensation Program can join NFIB online at the current minimum introductory rate by visiting
www.joinNFIB.com and using PAWC as the “Promo Code.” Businesses can also join by calling 800-NFIB-NOW, or filling out and faxing/mailing the Enrollment Form. Current NFIB members are not eligible to receive the introductory rate.
Q: What other benefits does an NFIB membership provide?
A: An NFIB membership assists in:
- Saving 20%-40% off workplace travel with the NFIB Hotel Card
- Saving 10% on payroll and tax filings with NFIB payroll
- Receiving invitations to small business webinars
- Receiving access to the free Employment Hotline
Q: Are new ventures eligible for the Program?
A: Yes. They will be considered for the Program.
