America's Small Business Workers' Compensation Insurance

For over a century, we’ve been providing America’s small businesses with cost-effective workers’ compensation insurance. With our emphasis on financial stability and fast, efficient claims service, we now serve clients in 36 states and the District of Columbia. EMPLOYERS® remains focused on keeping America’s Main Street businesses not only working, but working safely.

PRESS RELEASES & BLOG
5/24/2017

4 Parking Lot Safety Tips

Although state laws vary, employers are generally liable for employees who are injured in any area that the employer owns, maintains or operates. That means employers may be responsible for safety in READ MORE >>

5/8/2017

Three Ways to Get the Most Out of Your Workers’ Compensation Policy


Here are three value-adds to ask your insurance agent or carrier about to get the most of out of your workers’ compensation policy. READ MORE >>

 

Just a few reasons EMPLOYERS is right for your small business:

  • Exceptional Value: our strategic approach to workers’ compensation insurance focuses on resources and value added services that protect your business today and set your business up for success in the future.
  • One Product, One Focus: we exclusively serve the workers’ compensation insurance needs of America’s small businesses and so we have the experience to provide the right coverage and services for your business.
  • Cash Flow Assistance: we offer flexible payment plans and low minimum premiums to help you manage your cash flow more effectively.
  • Stability and Dependability: over 100 years of experience and an A- (Excellent) rating by A.M. Best means we will be there when you need us.
  • Efficient Claim Handling: our 24/7, multi-lingual claim reporting center provides prompt service to injured workers while helping control claim costs by working with physicians to evaluate care.
  • Fraud Prevention: our experienced anti-fraud staff has saved millions of dollars in fraudulent claims costs. Our fraud prevention efforts reduce expenses, which can help lower the cost of workers’ compensation insurance.
  • Loss Control Support: resources to help you reduce workplace injuries and illnesses which can improve  productivity and long term profitability.
  • Managed Care Services: by partnering with carefully selected healthcare professionals that provide quality, cost-appropriate, and timely care, injured workers experience minimal downtime.

 

 
 
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