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EMPLOYERS ® - Illinois


Notice to our Illinois Customers:

Illinois Governor Bruce Rauner has declared Cook, Kane, Lake, and McHenry counties state disaster areas after significant flooding impacted these counties.

We have placed a moratorium on policy cancellations and non-renewals issued to policyholders located within the disaster areas from July 12, 2017 through September 30, 2017. Additionally, we are granting affected policyholders within these disaster areas an extension of 60 days on obligations to perform any act required by their policy provisions – such as submitting claims, reporting of information, submission of bills, or payment of funds.

Please contact your agent if you have any questions, or received a cancellation or nonrenewal notice in error. The Illinois Department of Insurance is also available should you wish to file a complaint regarding any disaster-related dispute or issue. Customers wishing to do so may call 866-445-5364 or visit



Illinois has a variety of industries. The southern third of the state is known as “Little Egypt.” The region is bordered on three sides by the Wabash, Ohio, and Mississippi rivers, which were compared to Egypt’s Nile by 19th century settlers. With small cities like Carbondale, Belleville, and Mt. Vernon, Little Egypt expresses the rural character of the American heartland. To the north, central Illinois with the state capital in Springfield, exemplifies the nation’s agricultural bounty, which provides the world with soybeans, corn, grain, and meat. Northern Illinois, anchored by metropolitan Chicago, is a center of economic activity that reaches to every corner of the globe.

Illinois is home to more than thirty Fortune 500 companies, which represent the state’s wide range of economic activity from Archer Daniels Midland and Deere to Boeing, Caterpillar, Kraft Foods, Abbott Laboratories, and McDonald’s. Illinois is also home to thousands of independently owned and operated small businesses.  Whether a business is large or small, it is required to purchase workers’ compensation insurance.

The first law in the United States requiring workers’ compensation was passed in Wisconsin in 1911. Neighboring Illinois was close behind, passing its law the following year. Before that time, employers had no responsibility to compensate employees or their families in cases of injuries or death at work. When accidents did occur, cases often wound up in civil court. The Illinois workers’ compensation law addressed these two issues. Employees would receive prompt and fair compensation for work-related injuries and employers were freed from costly civil suits that exposed them to damages, which included not only doctor and hospital bills, but also awards for pain and suffering. Under the system, injured workers received benefits including lost wages, medical care, and rehabilitation, while, in some cases, family members received death benefits. Compensation was also awarded for permanent injury to a workers’ body.

Fast forward more than a century, and Illinois' no-fault workers’ compensation system continues to protect employees and employers in all types of commerce.  Some of the leading independent businesses purchasing workers’ compensation insurance in Illinois are auto repair shops, restaurants, hotels, grocery stores, physicians, machine shops, clothing, screw and furniture manufactures, country clubs, and colleges.

EMPLOYERS is America's Workers' Comp Specialist® and it provides Illinois based businesses with workers' compensation insurance that is cost effective and affordable. The value added services that EMPLOYERS offers its policyholders, such as loss control services, PrecisePay®, Anti-Fraud Programs, Managed Care Services, and Premium Audit, make EMPLOYERS a great choice for businesses in Illinois.

In Illinois, EMPLOYERS writes policies through  Employers Compensation Insurance Company, Employers Preferred Insurance Company, and  Employers Assurance Company.

Interested in learning more about how EMPLOYERS workers' compensation insurance can help your Illinois business? Click on the button below to Get Started Now and we will put you in touch with an EMPLOYERS appointed agent in your area right away.


In Illinois, insurance is offered through Employers Compensation Insurance Company, Employers Assurance Company and Employers Preferred Insurance Company, Not all insurers do business in all jurisdictions.