Small Businesses Call: 888-682-6671



Utah has stunning sandstone rock formations, rugged deserts, and the largest salt lake in the Western Hemisphere. With the Wasatch Mountains receiving an average of 500 inches of mountain snow every year, Utah also has some of the world’s best ski destinations, including the top-rated Park City.

The Utah state symbol, the beehive, stands for thrift and industry, and it makes for a very appropriate symbol. According to the State New Economy Index, Utah’s economy is ranked number one in the nation based on its entrepreneurial, knowledge-based, technology-driven business sector.

In addition to information technology and finance, Utah’s economy relies on mining, agriculture, manufacturing, and petroleum production. Ranking third in most national parks of any state, year-round tourism also plays an important economic role.

Independent firms represent 96.8% of all state employers and they employ 48.2% of all private-sector workers. Small businesses number nearly 248,000, and they play a crucial role in the state’s economy.1

Every Utah employer with a gross payroll of $50,000 or more is legally required to carry workers’ compensation insurance. However, organizations that employ agricultural workers are exempt whatever the size of their payroll.2 The Utah legislature first established the state’s no-fault workers’ compensation program in 1917. The insurance pays medical expenses and helps offset lost wages for employees with work-related injuries or illnesses. However, disability compensation (but not medical benefits) may be denied for injuries related to alcohol or drug abuse.3 Check with a local insurance agent to see what type of coverage is right for your business.

The leading small businesses purchasing workers’ compensation insurance in Utah include auto repair and service shops, restaurants, hotels, colleges and physicians.

In Utah, EMPLOYERS offers workers’ compensation insurance and services through Employers Preferred Insurance Company, Employers Compensation Insurance Company, and Employers Assurance Company.

Interested in learning more about how EMPLOYERS can help your Utah business? Click on the link below to get started now with workers’ compensation insurance from EMPLOYERS!

1  "Small Business profile, Utah“ SBA Office of Advocacy, February, 2013.
2 “Employer's Guide to Workers' Compensation,” State of Utah,
The Labor Commission of Utah Division of Industrial Accidents, May, 2012.'%20Comp%20Art.pdf
3  “Employee’s Guide to Workers’ Compensation,” Utah Labor Commission, 2013.

In Utah, Workers' compensation insurance and services are offered through Employers Preferred Insurance Company, Employers Compensation Insurance Company, Employers Insurance Company of Nevada and Employers Assurance Company. EIG Services, Inc. (in California, dba EIG Insurance Services) is an affiliated agency and adjuster. Not all insurers do business in all jurisdictions.