Connecticut is known as the Nutmeg State, and is the southern-most state in New England. Connecticut’s Workers’ Compensation Act requires that businesses provide workers’ compensation coverage to their employees. Through this no-fault system, employees receive wage replacement benefits and medical treatment for work-related injuries and illnesses. In exchange, employers receive assurance that the workers’ compensation system is the exclusive remedy available to injured workers .1
The amount of wage-loss and indemnity benefits is dependent on the degree of disability, its duration, and the body part affected (in the case of partial disability). In most cases, the compensation rate is based on the employee’s average weekly wage for the 52 weeks immediately preceding the injury or illness.2
EMPLOYERS offers quality, cost-effective workers’ compensation insurance to employers in Connecticut, covering small businesses in Hartford, New Haven, and throughout Connecticut.
Interested in learning more about how EMPLOYERS can help your Connecticut business? Request a quote for workers’ compensation insurance from EMPLOYERS!
1 Info Packet. State of Connecticut Workers Compensation Commission. http://wcc.state.ct.us/download/acrobat/info-packet.pdf
2 Various Workers’ Compensation Questions. Connecticut General Assembly Office of Legislative Research Report. January 2000. https://www.cga.ct.gov/2000/rpt/2000-R-0047.htm
In Connecticut, insurance is offered through Employers Compensation Insurance Company, Employers Preferred Insurance Company, and Employers Assurance Company. Not all insurers do business in all jurisdictions.