Small businesses are a significant part of the West Virginia Economy. According to the West Virginia Small Business Development Center, 87 percent of the state’s employers have fewer than 20 employees.1 In addition, West Virginia’s cost of doing business is among the lowest in the country 2, providing a very favorable climate for many industries including manufacturing, technology and information services and automotive.
Understanding West Virginia Workers’ Compensation for Business Owners
Most West Virginia businesses with employees must carry workers’ compensation coverage in order to protect their employees in the event of a work-related injury or illness.3 Aside from the legal requirement, a workers’ compensation insurance policy is also an important safety net that helps protect your business and employees who sustain an on-the-job injury or illness. Among other benefits, workers’ compensation benefits may include medical care and wage replacement. Your workers’ compensation insurance provider should also provide valued added services such as loss control support to help you keep your employees safe, and managed care services to help injured workers receive timely, cost-appropriate care services.
Getting Coverage with EMPLOYERS
EMPLOYERS has over 100 years of experience in serving the workers’ compensation insurance needs of America’s small businesses and so we have the experience to provide the right coverage and services for your business. West Virginia businesses can count on EMPLOYERS to provide value added services such as loss control support to help reduce workplace injuries and illnesses and managed care services that provide quality, cost-appropriate and timely care so that injured workers experience minimal downtime.
Request a quote today and learn how EMPLOYERS provides cost-effective workers’ compensation insurance and services to businesses like yours.
1 West Virginia Small Business Development Center
2 West Virgnia Department of Commerce
3 For more information, see Justia US Law