America's Small Business Workers' Compensation Insurance

For over a century, we’ve been providing America’s small businesses with cost-effective workers’ compensation insurance. With our emphasis on financial stability and fast, efficient claims service, we now serve clients in 33 states and the District of Columbia. EMPLOYERS® remains focused on keeping America’s Main Street businesses not only working, but working safely.


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Just a few reasons EMPLOYERS is right for your small business:

  • One Product, One Focus—workers’ compensation insurance for America’s small businesses.
  • Competitive Pricing—premium discounts and policy dividends available.
  • Stability and Dependability—financially strong with more than 100 years of experience.
  • Cash Flow Assistance—flexible payment plans and low minimum premiums.
  • Fair and Efficient Claim Handling—three-point contact helps manage care and control cost.
  • Loss Control Support—online resources help you manage risk and prevent injuries.
  • Anti-Fraud Programs—our investigators have saved tens of millions of dollars.
  • Managed Care—working with healthcare providers to promote quality, cost-appropriate care.