America's Small Business Workers' Compensation Insurance

For over a century, we’ve been providing America’s small businesses with cost-effective workers’ compensation insurance. With our emphasis on financial stability and fast, efficient claims service, we now serve clients in 36 states and the District of Columbia. EMPLOYERS® remains focused on keeping America’s Main Street businesses not only working, but working safely.

PRESS RELEASES & BLOG
5/8/2017

Three Ways to Get the Most Out of Your Workers’ Compensation Policy


Here are three value-adds to ask your insurance agent or carrier about to get the most of out of your workers’ compensation policy. READ MORE >>

4/27/2017

Four Common Restaurant Safety Risks

One of the best ways to reduce the likelihood of a workplace accident is to identify common causes and implement proper safety measures.  READ MORE >>

 

Just a few reasons EMPLOYERS is right for your small business:

  • Exceptional Value: our strategic approach to workers’ compensation insurance focuses on resources and value added services that protect your business today and set your business up for success in the future.
  • One Product, One Focus: we exclusively serve the workers’ compensation insurance needs of America’s small businesses and so we have the experience to provide the right coverage and services for your business.
  • Cash Flow Assistance: we offer flexible payment plans and low minimum premiums to help you manage your cash flow more effectively.
  • Stability and Dependability: over 100 years of experience and an A- (Excellent) rating by A.M. Best means we will be there when you need us.
  • Efficient Claim Handling: our 24/7, multi-lingual claim reporting center provides prompt service to injured workers while helping control claim costs by working with physicians to evaluate care.
  • Fraud Prevention: our experienced anti-fraud staff has saved millions of dollars in fraudulent claims costs. Our fraud prevention efforts reduce expenses, which can help lower the cost of workers’ compensation insurance.
  • Loss Control Support: resources to help you reduce workplace injuries and illnesses which can improve  productivity and long term profitability.
  • Managed Care Services: by partnering with carefully selected healthcare professionals that provide quality, cost-appropriate, and timely care, injured workers experience minimal downtime.

 

 
 
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