America's Small Business Workers' Compensation Insurance

For over a century, we’ve been providing America’s small businesses with cost-effective workers’ compensation insurance. With our emphasis on financial stability and fast, efficient claims service, we now serve clients in 36 states and the District of Columbia. EMPLOYERS® remains focused on keeping America’s Main Street businesses not only working, but working safely.

PRESS RELEASES & BLOG
12/5/2016

Preparing for Winter Work Hazards | EMPLOYERS Insurance


Consider the risks that can affect your business due to harsh winter conditions, including slips, trips and falls. READ MORE >>

12/1/2016

December Calendar Trivia

The Downtown Athletic Club Trophy, first awarded December 9, 1935, to Jay Berwanger of the University of Chicago, was later renamed to what?  READ MORE >>

 

Just a few reasons EMPLOYERS is right for your small business:

  • Exceptional Value: our strategic approach to workers’ compensation insurance focuses on resources and value added services that protect your business today and set your business up for success in the future.
  • One Product, One Focus: we exclusively serve the workers’ compensation insurance needs of America’s small businesses and so we have the experience to provide the right coverage and services for your business.
  • Cash Flow Assistance: we offer flexible payment plans and low minimum premiums to help you manage your cash flow more effectively.
  • Stability and Dependability: over 100 years of experience and an A- (Excellent) rating by A.M. Best means we will be there when you need us.
  • Efficient Claim Handling: our 24/7, multi-lingual claim reporting center provides prompt service to injured workers while helping control claim costs by working with physicians to evaluate care.
  • Fraud Prevention: our experienced anti-fraud staff has saved millions of dollars in fraudulent claims costs. Our fraud prevention efforts reduce expenses, which can help lower the cost of workers’ compensation insurance.
  • Loss Control Support: resources to help you reduce workplace injuries and illnesses which can improve  productivity and long term profitability.
  • Managed Care Services: by partnering with carefully selected healthcare professionals that provide quality, cost-appropriate, and timely care, injured workers experience minimal downtime.