Workers Compensation Insurance For Restaurants

EMPLOYERS® Insurance and the ARA

Benefits and Resources for the Arizona Restaurant Association

EMPLOYERS is a Provider of Choice for Arizona Restaurant Association Members.

See details below.

EMPLOYERS is the endorsed workers’ compensation insurance provider of the Arizona Restaurant Association (ARA), offering workers’ compensation insurance and services to ARA members through our network of local independent insurance agents. In Arizona, restaurants are our single largest client group–we specialize in supporting hospitality workers in times of need.

With over 100 years of experience and financial stability, EMPLOYERS is perfectly aligned to be a provider of choice for ARA members. Learn more about how you can help us support hospitality workers facing unprecedented hardships in Arizona, and read on to find if EMPLOYERS is the right choice for your small business insurance.

ARA Member Benefits for EMPLOYERS Workers’ Compensation Insurance

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Cash Flow Assistance

EMPLOYERS® offers low minimum premiums and flexible payment plans to help restaurateurs better manage cash flow.

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Efficient Claim Handling

EMPLOYERS® has a multi-lingual claims center open 7 days a week, 24 hours a day (24/7) for claims reporting. Prompt service for injured workers is our priority, and our Claim Adjusters help you control costs by evaluating cases with licensed physicians to deliver the right level of care and attention.

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Injured Employee Hotline

EMPLOYERS® provides a 24/7 hotline staffed by registered nurses trained to provide medical guidance over the phone for policyholders and their employees with new work-related injuries or occupational diseases.

To learn more about EMPLOYERS workers’ compensation, contact Kevin Osterman by email or phone at 720-288-2297. For more information on ARA membership, visit their website at

In Arizona, insurance is offered through Employers Compensation Insurance Company, Employers Preferred Insurance Company, and Employers Assurance Company. Not all insurers do business in all jurisdictions.