
EMPLOYERS offers credit towards policy premiums for eligible IRA members and more.
See details below.
EMPLOYERS is the workers’ compensation insurance provider of choice for the Illinois Restaurant Association (IRA). Eligible Members of the Illinois Restaurant Association can receive a 5% Association Credit on their workers’ compensation insurance.*
We support IRA Members with over 100 years of experience and financial stability, and are committed to helping hospitality workers when they need it most. Learn more on why EMPLOYERS is the right choice for your small business insurance:
IRA Member Benefits for EMPLOYERS Workers' Compensation Insurance

Cash Flow Assistance
EMPLOYERS® offers low minimum premiums and flexible payment plans to help hospitality industry businesses better manage cash flow.

Efficient Claim Handling
EMPLOYERS® has a 24/7 multi-lingual claims reporting center for injured workers, and our Claim Adjusters help control costs by working with licensed physicians to evaluate and determine the right level of care for workers.

Injured Employee Hotline
EMPLOYERS® Injured Employee Hotline is available to policyholders and their employees 24/7, and is staffed by registered nurses specially trained to provide medical guidance immediately if a new work-related injury or occupational disease takes place.

InsurCard®
EMPLOYERS® provides a reloadable debit card for workers' compensation benefit payments. Injured workers may use the card to transfer money to a bank account, at ATMs or at merchants where debit Mastercard® is accepted, or to get cash at any bank teller.
Connect with a local agent in your area now, and join other IRA members already part of the EMPLOYERS family.
If you are not yet an IRA Member, visit www.illinoisrestaurants.org. Members can enjoy an ever-growing list of benefits from the IRA, including advocacy and government relations services as well as education and workforce development.
*Subject to EMPLOYERS underwriting guidelines. IRA membership does not guarantee insurance coverage.