EMPLOYERS Expands into Excess Workers’ Compensation Insurance, Bringing Over a Century of Workers’ Compensation Expertise to Self-Insurance Market

New Excess Workers’ Compensation product combines specific and aggregate coverage, predictive analytics, and advanced risk management services for self-insured employers, groups, and public entities

RENO, Nev.—February 18, 2026—EMPLOYERS, America’s workers’ comp specialist®, today announced the launch of its new Excess Workers’ Compensation insurance product, marking a strategic expansion of EMPLOYERS’ portfolio to serve large self-insured employers, groups, pools, and joint powers authorities from coast to coast.

“As the needs of employers and public entities continue to evolve, so must we,” said Katherine Antonello, President and Chief Executive Officer of Employers Holdings, Inc. “Our new Excess Workers’ Compensation insurance product represents a significant milestone in our evolution. It expands our customer base to serve large, self-insured organizations with both strong excess coverage and sophisticated services designed to help them operate with greater clarity, confidence, and control.”

For more than a century, workers’ compensation insurance has been at the core of EMPLOYERS’ business. Building on that foundation, EMPLOYERS’ new Excess Workers’ Compensation solution goes beyond traditional excess coverage to deliver a data-driven and strategic approach to excess workers’ compensation risks.

Designed for enhanced support of self-insured organizations and their producer partners, EMPLOYERS’ new product integrates:

• Specific and aggregate excess workers’ compensation insurance protection
• Predictive and prescriptive claims analytics
• Real-time claims visibility and reporting tools
• Industry benchmarking insights
• On-demand loss prevention and risk advisory services
• Strategic guidance on program structure and risk financing

These capabilities provide actionable intelligence into claim trends, severity drivers, and risk exposures, enabling self-insured employers to mitigate losses, improve safety outcomes, and optimize total cost of risk.

“Having worked alongside many of the largest self-insured organizations across the nation, I saw firsthand that these large, sophisticated clients need a true risk management ally,” said Robby Swayze, Vice President of Excess Workers’ Compensation at EMPLOYERS. “That’s exactly what EMPLOYERS is built to deliver. Our cutting-edge data-driven insights, claims expertise, and advisory services give clients the visibility and actionable intelligence to transform their Excess Workers’ Compensation coverage from a cost center into a competitive advantage.”

The program is underwritten by Employers Assurance Company, rated A (Excellent) by A.M. Best Company.

EMPLOYERS’ Excess Workers’ Compensation insurance is currently available in select jurisdictions nationwide. For additional details regarding product, underwriting appetite, attachment points, and services, visit:

https://www.employers.com/excess