Privacy Statement

BY USING OUR WEBSITE, YOU ARE ACCEPTING THE PRACTICES SET FORTH IN THIS PRIVACY STATEMENT

This Privacy Statement applies to Employers Holdings, Inc. and its subsidiaries (the Company). EMPLOYERS is a trade name for the following companies to which this Privacy Statement applies: Employers Holdings, Inc., Employers Group, Inc., Employers Assurance Company, Employers Preferred Insurance Company, Employers Insurance Company of Nevada, Employers Compensation Insurance Company, Elite Insurance Services, Inc. dba Employers Elite Insurance Services, and EIG Services, Inc., dba in California EIG Insurance Services. CERITY is a trade name for the following companies: Cerity Group, Inc., Cerity Services, Inc., and Cerity Insurance Company, which are also subsidiaries of Employers Holdings, Inc.

This Privacy Statement applies to information collected by, from or about you by the Company. Your use of our website, including any dispute concerning privacy, is subject to this Privacy Statement and our Terms of Use. If you do not agree to the terms set forth in this Privacy Statement, you should not access our website.f Employers Holdings, Inc.

Click here to view the Notice of Information Practices regarding policyholders and EACCESS® use.

For investor relations privacy information, please review Thompson Reuters’ privacy policy here.

Quick Links

Categories of Information We Collect

The Company collects information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device (“Personal Information”). In particular, the Company may have collected the following categories of Personal Information from consumers within the last twelve (12) months:

Personal Information does not include:

The Company may obtain the categories of Personal Information listed above from the following categories of sources:

Use of Personal Information

We may use or disclose the Personal Information we collect for one or more of the following purposes:

The Company will not collect additional categories of personal information or use the Personal Information we collected for materially different, unrelated, or incompatible purposes without providing you notice.

Sharing Personal Information

The Company may disclose your Personal Information to a third party for a business purpose. When we disclose Personal Information for a business purpose, we enter into an agreement that describes the purpose and requires the recipient to keep that Personal Information confidential and not use it for any purpose except performing the agreement.

We may share your Personal Information with the following categories of third parties:

Disclosures of Personal Information for a Business Purpose

In the preceding twelve (12) months, the Company may have disclosed the following categories of Personal Information for a business purpose:

Categories of Personal Information Categories of Third Parties
Identifiers, such as real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, social security number, or other similar identifiers
  • Insurance agents
  • Service providers
  • Regulatory agencies and bureaus
The California Customer Records statues’ personal information categories, which include the identifiers listed above and a person’s signature, state identification card number, physical characteristics or description, insurance policy number, education, employment or employment history, bank account number, credit card number, debit card number, or any other financial information, or medical information or health insurance information
  • Insurance agents
  • Service providers
  • Regulatory agencies and bureaus
Commercial information, including records of personal property and purchasing habits
  • Insurance agents
  • Service providers
  • Regulatory agencies and bureaus
Professional or employment-related information;
  • Insurance agents
  • Service providers
  • Regulatory agencies and bureaus
Biometric information, including genetic, physiological, behavioral, and biological characteristics or activity patterns from which organizations can extract a template or other identifier or identifying information
  • Insurance agents
  • Service providers
  • Regulatory agencies and bureaus
Internet or other similar network activity
  • Insurance agents
  • Service providers
  • Regulatory agencies and bureaus
Inferences drawn from other Personal Information to create consumer profiles
  • Insurance agents
  • Service providers
  • Regulatory agencies and bureaus
Geolocation data
  • Insurance agents
  • Service providers
  • Regulatory agencies and bureaus
Characteristics of protected classifications under state or federal law, like race, national origin, religion, gender, or sexual orientation
  • Insurance agents
  • Service providers
  • Regulatory agencies and bureaus

Sale of Personal Information

In the preceding twelve (12) months, the Company has not sold Personal Information.

Your Rights and Choices

Depending on your state of residence, you may have specific rights regarding your Personal Information.

Access to Specific Information and Data Portability

You have the right to request, in accordance with applicable law, that the Company disclose certain information to you about our collection and use of your Personal Information over the past 12 months. Once we receive a verifiable consumer request, we will disclose to you:

Deletion Requests

You may request, in accordance with applicable law, that the Company delete the Personal Information that we collected from you and retained, subject to certain exceptions. Once we receive a verifiable consumer request, we will delete (and direct our service providers to delete) your Personal Information from our records, unless an exception applies in support of our business need to retain some or all of your Personal Information.

We may deny your deletion request if retaining the information is necessary for us or our service provider(s) to:

Access, Data Portability, and Deletion Requests

To access, seek data portability, or request that we delete your Personal Information, please submit a verifiable consumer request to us by either:

Only you, or someone legally authorized to act on your behalf (authorized agent), may make a verifiable consumer request related to your Personal Information. You may also make a verifiable consumer request on behalf of your minor child.

You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:

Provide sufficient information that allows us to reasonably verify you are the person about whom we collected Personal Information or an authorized representative.
Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.
We cannot respond to your request or provide you with Personal Information if we cannot verify your identity or authority to make the request and confirm the Personal Information relates to you.

An authorized agent must provide a power of attorney or written permission, signed by you, when submitting a verifiable consumer request on your behalf. We may require you to verify your identity directly with us and confirm you provided the authorized agent permission to submit the request.

Making a verifiable consumer request does not require you to create an account with us.

We will only use Personal Information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.

Response Timing and Format

We will make every effort to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time, we will inform you of the reason and extension period in writing.

Any disclosures we provide will only cover the 12-month period preceding our receipt of your verifiable consumer request. The response we provide will also explain the reason(s) we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your Personal Information that is readily useable to allow you to transmit the information from one entity to another entity without hindrance.

We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

Personal Information Sales Opt-Out and Opt-In

The Company does not sell Personal Information.

Non-Discrimination

We will not discriminate against you for exercising any of your privacy rights. We will not:

How We Protect Information

We have security measures in place to protect the loss, misuse and alteration of the information under our control. The Personal Information we collect about you is stored in limited access servers. We will use commercially reasonable efforts to maintain safeguards to protect the security of these servers and your Personal Information. No method of transmission over the internet or method of electronic storage is 100% secure, however. Therefore, we cannot guarantee its absolute security. All supplied credit card information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our payment gateway provider(s)’s database only to be accessible by those authorized with special access rights to such systems and who are required to keep the information confidential.

Cookies and Gifs

We use cookies. A ‘cookie’ is a small data file that can be placed on your hard drive when you visit certain websites. We may use cookies supplied by your browser or by third-party add-ins. We use session identification cookies to collect, store and sometimes track information for statistical purposes to improve the services we provide. We also use a persistent cookie to save your settings and to provide customizable and personalized services. A persistent cookie remains on your hard drive for an extended period of time. You can remove persistent cookies by following directions provided in your internet browser’s ‘help’ file.

Additionally, be aware that if you visit other websites you may be required to accept cookies. Our business partners may also use their own cookies on our website. We do not control use of these cookies and expressly disclaim responsibility for information collected through them. The cookies track link-in and link-out traffic to better understand how other websites may be linking to, or referencing the website. We may also track page hits within our website. We collect and share this information only in aggregated, non-personally identifiable format. For example, we may track how many users viewed a particular product page during a given month.

Clear Gifs (Web Beacons/Web Bugs/Pixel Tags). Clear gifs are tiny graphics with a unique identifier, similar in function to cookies. In contrast to cookies, which are placed on a user’s hard drive, clear gifs are embedded invisibly on webpages. We may use clear gifs to track information for statistical purposes to improve the services we provide. Our use of clear gifs will not enable third parties to access any of your personally identifiable information. Additionally, be aware that advertisers and partners may also use their own clear gifs. We do not control use of these and expressly disclaim responsibility for information collected through them.

Please note that when you link to any other website from this website (click through), the operator of such other website may collect information about you, including information collected through the use of cookies, web beacons, or other technologies. In addition, your Internet or other service provider(s) may collect information about or submitted by you while you use the website or any other website. You acknowledge that information collection or privacy practices of any other party are not monitored nor controlled by EMPLOYERS, and that EMPLOYERS is not responsible for such websites. Links on the website to other websites are provided only as a convenience, and the inclusion of such links does not imply endorsement of the linked site. We do not control, operate or endorse in any respect information, products or services on such third-party websites and are not responsible for their content. Many third-party sites have their own privacy policies that differ from ours. This Privacy Policy only covers our Site and does not cover any other website. While we make every effort to keep your information secure, we do not control the policies of other websites

Do Not Track

Some browsers have a “do not track” feature that lets you tell websites that you do not want to have your online activities tracked. EMPLOYERS does not respond to browser “do not track” signals.

Children’s Privacy

Employers.com is not directed to children under the age of 13, and we do not knowingly collect information from children under the age of 13.

International Users

This website is not intended for use by users located outside of the United States.

Changes to Our Privacy Notice

The Company reserves the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice, we will post the updated notice on the website and update the notice’s effective date. Your continued use of our website following the posting of changes constitutes your acceptance of such changes.

Contact Information

If you have any questions or comments about this notice, the ways in which EMPLOYERS collects and uses your information, your choices and rights regarding such use, or wish to exercise your rights, please do not hesitate to contact us at:

Effective: July 1, 2020