America's Small Business Workers' Compensation Insurance

For over a century, we’ve been providing America’s small businesses with cost-effective workers’ compensation insurance. With our emphasis on financial stability and fast, efficient claims service, we now serve clients in 36 states and the District of Columbia. EMPLOYERS® remains focused on keeping America’s Main Street businesses not only working, but working safely.

PRESS RELEASES & BLOG
8/9/2017

Preventing Technician and Mechanic Injuries: Workplace Safety in the


By taking proactive steps to address potential workplace risks, auto shop owners can reduce the likelihood of an employee injury or illness and keep their businesses safer.  READ MORE >>

8/2/2017

Six Common Questions About Workers’ Compensation Insurance


In most states, business owners are legally obligated to provide workers’ compensation insurance to cover medical care and rehabilitation, and wage replacement costs for employees who sustain injury or READ MORE >>

 

Just a few reasons EMPLOYERS is right for your small business:

  • Exceptional Value: our strategic approach to workers’ compensation insurance focuses on resources and value added services that protect your business today and set your business up for success in the future.
  • One Product, One Focus: we exclusively serve the workers’ compensation insurance needs of America’s small businesses and so we have the experience to provide the right coverage and services for your business.
  • Cash Flow Assistance: we offer flexible payment plans and low minimum premiums to help you manage your cash flow more effectively.
  • Stability and Dependability: over 100 years of experience and an A- (Excellent) rating by A.M. Best means we will be there when you need us.
  • Efficient Claim Handling: our 24/7, multi-lingual claim reporting center provides prompt service to injured workers while helping control claim costs by working with physicians to evaluate care.
  • Fraud Prevention: our experienced anti-fraud staff has saved millions of dollars in fraudulent claims costs. Our fraud prevention efforts reduce expenses, which can help lower the cost of workers’ compensation insurance.
  • Loss Control Support: resources to help you reduce workplace injuries and illnesses which can improve  productivity and long term profitability.
  • Managed Care Services: by partnering with carefully selected healthcare professionals that provide quality, cost-appropriate, and timely care, injured workers experience minimal downtime.

 

 
 
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