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Workers’ Compensation Claims Check List

Most employers are required to have workers’ compensation insurance to provide benefits to employees who get sick or hurt on the job. Carrying the appropriate insurance coverage has several benefits. It helps employees get needed medical attention for a work-related injury or occupational disease. Filing a workers’ compensation claim as soon as possible – ideally within 24 hours of the injury – is important.[1] Filing a claim quickly sends a positive message to the injured employee that he or she is valued. Delayed filing can jeopardize a claim investigation, increase the cost of the claim and increase the potential for litigation. Here are reporting instructions and a checklist for filing a workers’ compensation claim.

Day One:

First Week:

First Month + Ongoing:

Following this checklist can help in navigating a claim. Many insurance providers make filing claims fast, quick and easy. At EMPLOYERS, we offer policyholders two convenient ways to report a claim:

For more information on claims reporting, contact your agent or carrier today.