Coverage Built for Specialty Risks
EMPLOYERS collaborates with certified agencies to provide tailored service and specialized workers’ compensation program solutions that drive strong results and support higher-risk industries. Our specialty program partners cover operations that fall outside standard market appetite — higher-hazard, niche, and hard-to-place accounts.
Connect directly with the right program administrator for your client’s industry.
Available Specialty Programs
Health & Human Services
Caring for vulnerable populations demands a workforce that is compassionate, skilled, and reliable. The risks that come with that work are equally significant. Workers in home healthcare, nursing homes, behavioral health, and residential care face some of the most complex workplace exposures including patient handling injuries, workplace violence, and high employee turnover.
Our program is designed specifically for health and human services providers, delivering coverage and resources tailored to the unique demands of this essential industry.
Program Contacts:
All Insurance Underwriters
Damon Pinion
✉ dpinion@aiuinc.com ☎ 813-343-3100
PMC Insurance
John Wildfire
✉ jwildfire@one80.com ☎ 781-365-1941
Medical Temporary Staffing
Temporary and contract medical staffing agencies place skilled clinical professionals in high-demand environments where the pace is fast and the stakes are high. Managing workers’ compensation across a rotating workforce, spanning multiple facilities, job classifications, and risk profiles, requires extensive experience in staffing industry exposures.
Our program delivers the flexibility, stability, and specialized underwriting knowledge that medical staffing agencies need to protect their people and their business.
Program Contacts:
Novacore
Candice Arena
✉ carena@novacore.com ☎ 610-808-9610
Parcel Delivery
Last mile delivery contractors and terminal-to-terminal transportation operators keep supply chains moving, but the physical demands of the job create meaningful workers’ compensation risk. Repetitive loading and unloading, driving exposure, and time-pressured routes compound that risk across a workforce that spans drivers and warehouse personnel. Fluctuating headcounts and seasonal volume surges add layers of complexity that standard markets often struggle to accommodate.
Our program is purpose-built for the realities of parcel delivery operations, offering the specialized coverage and claims support these contractors depend on.
Program Contacts:
Sage Program Underwriters
Chuck Holdren
✉ chuck@sageuw.com ☎ 833-724-3111
Security Guards
Armed and unarmed security professionals face a distinctive set of on-the-job risks including physical altercations, high-stress environments, long shifts, and unpredictable assignments across diverse client sites. Managing workers’ compensation for security operations requires a deep understanding of the unique exposures that come with both personal security roles and large-scale guard services.
Our program is designed specifically for the security industry*, providing the expertise and stability needed to confidently protect their workforce.
Program Contacts:
Method Insurance
Tom Wilson
✉ twilson@methodinsurance.com ☎ 402-315-9124
Sage Program Underwriters
Chuck Holdren
✉ chuck@sageuw.com ☎ 833-724-3111
* Program does not cover high-profile individual protection.
Shooting Sports
Firearm retailers, ranges, manufacturers, and archery operators represent a specialized segment of American commerce with equally specialized insurance needs. Workers in this industry navigate exposures ranging from repetitive motion and noise-related risks on the manufacturing floor to customer-facing safety considerations in retail and range environments.
Our shooting sports program brings deep familiarity with the full ecosystem of this industry, from the gun shop to the range to the production line, delivering coverage that reflects the nuance these businesses require.
Program Contacts:
Sage Program Underwriters
Chuck Holdren
✉ chuck@sageuw.com ☎ 833-724-3111
Bus Program
School bus operators and charter bus companies provide essential transportation services, but moving passengers safely comes with significant workers’ compensation exposure. Drivers face risks including musculoskeletal strain, accident-related injuries, and the physical and mental demands of managing passengers across long routes and varied conditions.
Our bus program is built around the operational realities of student and charter transportation, offering tailored coverage and claims expertise for the companies keeping communities connected and moving.
Program Contacts:
HILB Group (DBA WF Clayton)
Brian Boucher
✉ bboucher@hilbgroup.com ☎ 617-464-3777
Submissions & Inquiries
For submissions, contact the program administrator directly.
For new program opportunities, contact Matt Nosko at mnosko@employers.com.