EMPLOYERS® is expanding our contractor appetite, with new classes rolling out over the next few months. From ground-up construction to the finishing touches, more of your contractor accounts may now qualify.
New
Drywall Installation
Hanging, taping, and finishing interior wall and ceiling panels.
- 5445 (NCCI) – Wallboard, Sheetrock, Drywall, Plasterboard, or Cement Board Installation
- 5446 (CA) – Wallboard Installation (lower wage tier)
- 5447 (CA) – Wallboard Installation (higher wage tier)
- 0645 (DE/PA) – Drywall Installation (Taping and Seaming)
- 5102 (OR) – Light Gauge Steel Framing for Wallboard
- 5437 (TX) – Sheetrock Installation
- 5474 (TX) – Taping, Floating & Texturing (No Sheetrock Installation)
Countertop Installation (Stone/Ceramic)
Fabrication and setting of stone, tile, and countertop surfaces.
- 5348 (NCCI) – Ceramic Tile, Stone, Marble, or Mosaic Work
- 0668 (DE/PA) – Ceramic Tile Installation
Electricians
Wiring, fixture, and low-voltage system installation and repair.
- 3724 (NCCI) – Electrical Apparatus Installation or Repair
- 5190 (NCCI) – Electric Thermostat Installation
- 7605 (NCCI) – Burglar and Fire Alarm Installation or Repair
- 5140 (CA) – Electrical Wiring Within Buildings
- 0660 (DE/PA) – Fire Alarm System Installation
- 0661 (DE/PA) – Electrical Contractor
- 0952 (DE/PA) – Time Clock Installation and Repair
- 2661 (DE/PA) – Electrical Wiring – Temporary Staffing
- 7600 (MA/TX) – Fire Alarm Installation or Repair
- 5191 (MI/NY) – Fire Alarm Installation or Repair
- 9519 (NJ) – Electrical Household Appliance Service or Repair
Finish carpentry (excluding Stone/Countertop)
Installing trim, cabinetry, and detailed interior woodwork.
- 5437 (NCCI) – Cabinet Work or Interior Trim Installation
- 2802 (NCCI) – Carpentry – Shop Only
- 5146 (CA) – Cabinet/Fixtures Installation
- 5429 (NY) – Cabinet Works Installation
- 0305 (DE/PA) – Carpentry Shop
- 0648 (DE/PA) – Kitchen Cabinet Installation – Wood
Flooring
Laying and finishing carpet, tile, wood, and resilient flooring.
- 9521 (NCCI) – Carpet Installation
- 5348 (NCCI) – Floor Laying – Ceramic Tile
- 5437 (NCCI) – Floor Laying – Parquet
- 5221 (NCCI) – Floor Laying – Mastic Floor Mix
- 8018 (NCCI) – Floor Coverings – Wholesale
- 5478 (NCCI) – Resilient Flooring Installation (Carpet and Laminate)
- 5102 (CA/TX) – Floor Installation
- 5436 (CA) – Floor Laying – Wooden Blocks
- 5429 (NY) – Parquet or Finished Wood Floor Installation
- 9030 (NY) – Floor Scraping or Finishing
- 2883 (WI) – Floor Sanding or Scraping – Wood Floors
- 0648 (DE/PA) – Floor Installation – Portable Wood
- 0668 (DE/PA) – Floor Installation – Ceramic Tile
- 0670 (DE/PA) – Floor Coverings – Linoleum, Asphalt, or Rubber Tiling
HVAC
Installing and servicing heating, cooling, and ventilation equipment.
- 5537 (NCCI) – HVAC & Refrigeration Systems Installation, Service and Repair
- 9519 (NCCI) – Domestic Refrigeration Installation, Service, or Repair
- 3724 (AZ/CO/MA/MT/NJ/NV/OR/TX/WI) – Non-Portable A/C Machinery Installation or Repair
- 8601 (FL/GA/ID/MA/MN/TX/WI) – A/C Airflow Testing and Balancing
- 5538 (CA/MA/MI/MN/NJ) – Heating and A/C Ductwork Installation or Repair
- 5542 (CA) – Furnace Installation
- 5536 (NY/TX) – Heating and A/C Ductwork – Shop and Outside
- 5550 (MI) – A/C or Heating Installation, Service or Repair
- 0661 (DE/PA) – A/C Systems – Cleaning, Oiling, Adjusting (Not Installation Contractor)
- 0664 (DE/PA) – A/C Systems – Cleaning, Oiling, Adjusting (Installation Contractor)
Janitorial – Carpet/Upholstery Cleaning
Cleaning of carpets, rugs, and upholstered furniture.
- 2585 (NCCI) – Carpet, Rug or Upholstery Cleaning
- 2584 (CA) – Carpet/Rug/Upholstery Cleaning
- 0141 (DE/PA) – Carpet and Rug Cleaning and Storage
- 2581 (TX) – Carpet, Rug or Upholstery Cleaning
Janitorial – Commercial
Cleaning and upkeep of commercial building interiors by outside contractors.
- 9014 (NCCI) – Janitorial Services by Contractors
- 9008 (CA) – Janitorial Services by Contractors
- 0971 (DE/PA) – Janitor Service Contractor
- 9015 (MI) – Janitorial Operations and Custodial Care
- 9030 (NY) – Building Cleaning – Inside Buildings from Floor or Ladders
Janitorial – Residential
Cleaning and light housekeeping services inside private homes.
- 0917 (NCCI) – Residential Cleaning Services by Contractor
- 9096 (CA) – Residential Cleaning Services
- 0882 (DE/PA) – Maid Service Contractor – Interior
- 8835 (MI) – Residential Maid Services
Landscaping
Planting, lawn care, and grounds maintenance services.
- 0042 (NCCI) – Landscape Gardening
- 9102 (NCCI) – Lawn Maintenance – Commercial or Domestic
- 0012 (DE/PA) – Landscape Contractor / Lawn Cutting or Maintenance
- 0905 (DE/PA) – Landscape Architectural Firm – No Construction Work
- 0955 (DE/PA) – Landscape Architectural Firm – No Construction Work
- 0005 (MI) – Lawn Spraying – Insecticides, Weed Killers, Fertilizer
- 9014 (TX) – Lawn Maintenance – By Contract
Painting
Interior and exterior painting and wallcovering application.
- 9501 (NCCI) – Painting – Shop Only
- 5474 (NCCI) – Painting NOC
- 5491 (NCCI) – Paperhanging
- 5482 (CA) – Painting or Wallpaper Installation
- 0665 (DE/PA) – Painting and Decorating
- 0667 (DE/PA) – Paperhanging
- 2665 (DE/PA) – Painting – Temporary Staffing
- 2667 (DE/PA) – Paperhanging – Temporary Staffing
- 5476 (MI) – Camouflage Work – Painting
Plumbing (excluding HVAC)
Installation and repairing of pipes, fixtures, and water systems.
- 5183 (NCCI) – Plumbing NOC
- 5188 (NCCI) – Automatic Sprinkler Installation
- 5146 (CA) – Soda Water Fountain Installation
- 5187 (CA) – Roto-Rooter Service Companies
- 0663 (DE/PA) – Automatic Sprinkler Installation
Payroll flexibility
For contractor risks with multiple exposures, only one industry class on the policy needs to meet our $50k minimum payroll requirement.
Your accounts just got easier to write
EMPLOYERS automatically attaches the Third Party Notice of Cancellation endorsement to all eligible new and renewal workers’ compensation policies in most states.* No request needed.
*Not permitted in FL, NJ, and WI; pending in DC and MD. State-modified endorsement form variants required for IL (endorsement form A), GA (endorsement form B), and CT/MN/NC (endorsement form C).