Waitress serving at a diner

EMPLOYERS® Insurance and the IRA

Benefits and Resources for the Illinois Restaurant Association

EMPLOYERS offers credit towards policy premiums for eligible IRA members and more.

See details below.

EMPLOYERS is the workers’ compensation insurance provider of choice for the Illinois Restaurant Association (IRA). Eligible Members of the Illinois Restaurant Association can receive a 5% Association Credit on their workers’ compensation insurance.*

We support IRA Members with over 100 years of experience and financial stability, and are committed to helping hospitality workers when they need it most. Learn more on why EMPLOYERS is the right choice for your small business insurance:

IRA Member Benefits for EMPLOYERS Workers’ Compensation Insurance

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Cash Flow Assistance

EMPLOYERS® offers low minimum premiums and flexible payment plans to help restaurateurs better manage cash flow.


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Efficient Claim Handling

EMPLOYERS® has a multi-lingual claims center open 7 days a week, 24 hours a day (24/7) for claims reporting. Prompt service for injured workers is our priority, and our Claim Adjusters help you control costs by evaluating cases with licensed physicians to deliver the right level of care and attention.


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Injured Employee Hotline

EMPLOYERS® provides a 24/7 hotline staffed by registered nurses trained to provide medical guidance over the phone for policyholders and their employees with new work-related injuries or occupational diseases.


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InsurCard®

EMPLOYERS® gives a reloadable debit card for workers’ compensation benefit payments. Injured workers may use the card at ATMs or at merchants where debit Mastercard® is accepted, to get cash at any bank teller, or transfer money to a bank account.


Connect with a local agent in your area now, and join other IRA members already part of the EMPLOYERS family.

If you are not yet an IRA Member, visit www.illinoisrestaurants.org. Members can enjoy an ever-growing list of benefits from the IRA, including advocacy and government relations services as well as education and workforce development.

*Subject to EMPLOYERS underwriting guidelines. IRA membership does not guarantee insurance coverage.