Workers Compensation Insurance in Oklahoma (OK)

Small Business Coverage and Peace of Mind

Oklahoma’s state motto is “Labor omnia vincit,” meaning “Labor conquers all things,” and based on the statistics of the Sooner State’s agricultural and industrial sectors, Oklahoma lives up to its motto. Oklahoma has one of the largest livestock markets in the world. Oil, natural gas and petroleum products also drive a major share of the state’s economy. In fact, Oklahoma City is one of the only state capitals in the U.S.A. that sits in the middle of an active oil field—and working oil derricks pump directly from under the capitol grounds. Oklahoma is also home to 10 Fortune 1000 companies and numerous corporate leaders in energy, aviation, food processing, electronics, and telecommunications.

Tulsa is ranked as one of the most livable large cities in the nation1, and part of Tulsa’s success can be traced to its small business sector. In Oklahoma, small firms represent 97% of all employers and employ almost 55% of the private-sector labor force.2 In 2013, Oklahoma’s independent businesses employed more than 673,000 workers. With a gross state product that increased by 5 percent in 2011, small businesses represented many of the new jobs created that year within the state.3

Whatever the size of the business, Oklahoma state law requires that all employers carry workers’ compensation insurance for their employees. This includes every employer, even those with one part-time worker, though there are exceptions for domestic, household, and agricultural employees as well as licensed real estate sales persons and brokers.

The leading independent businesses purchasing workers’ compensation insurance in Oklahoma include food services such as bakeries, coffee shops, and supermarkets, automotive services, colleges and universities, churches, day care centers, and trade schools. Retailers and wholesalers, health care providers, and the financial industry are also among the top buyers of workers’ compensation insurance in the Sooner State.

EMPLOYERS is America’s Workers’ Comp Specialist®, and it provides-Oklahoma based businesses with workers’ compensation insurance that is cost-effective and affordable. The value added services that EMPLOYERS offers its policyholders include Loss Control Services, Anti-Fraud Programs, and Managed Care Services.

Oklahoma Workmans’ Comp Coverage You Need

Interested in learning more about how EMPLOYERS can help your Oklahoma business? Request a quote for workers’ compensation insurance from EMPLOYERS!

Thousands of small businesses trust EMPLOYERS for providing cost-effective workers’ compensation insurance for over a century. With our competitive pricing, financial stability and dependability, claims service, safety training and risk advisory programs, EMPLOYERS remains focused on keeping America’s small businesses not only working, but working safely.

1. Zack O’Malley Greenburg, “Most Livable Cities: Tulsa, Oklahoma,” Forbes, April 1, 2009,

2. “Small Business Profile, Oklahoma,” SBA Office of Advocacy, February 2013,

3. “Workers’ Compensation,”, 2018,

In Oklahoma, insurance is offered through Employers Compensation Insurance Company, Employers Assurance Company and Employers Preferred Insurance Company. Not all insurers do business in all jurisdictions.