Montana Workers' Compensation
From Montana’s tableland prairies in the east to Yellowstone National Park in the south and Glacier National Park in the north, Montana has a whole lot of wonder under its big skies. The Bitterroot Mountains make up one of the longest continuous ranges of the entire Rocky Mountain chain, and the state has over 450 miles of “blue-ribbon” trout fishing rivers.
Naturally, tourism is one of Montana’s most important economic sectors with millions of visitors a year traveling to Yellowstone, Glacier, Flathead Lake, the Missouri Headwaters, and the site of the Little Bighorn battle. Those tourists can also find some of the best microbrews in the nation here. Montana ranks third in the number of craft breweries per capita. The state is also a major player in the lumber, gold, coal, silver and talc industries.
More than two-thirds of all Montanans are employed by the state’s 114,250 small businesses, which represent 97.5% of all employers. These entrepreneurs provide paychecks to around 232,000 people, all of whom are required by law to be covered by workers’ compensation insurance.1 In Montana, workers’ compensation insurance provides wage-loss benefits and medical benefits to any worker suffering from a work-related injury or occupational disease without regard to fault. Employers are protected from potentially catastrophic lawsuits in return.2
Some of the leading low- to medium-hazard businesses purchasing workers’ compensation in Montana fall into the sectors such as private and vocational trade schools, wholesale beverage suppliers, auto service and repair companies, and hotels and motels.
In Montana, EMPLOYERS offers workers’ compensation insurance and services through Employers Preferred Insurance Company, Employers Compensation Insurance Company, and Employers Assurance Company.
Interested in learning more about how EMPLOYERS can help your Montana business? Request a quote for workers’ compensation insurance from EMPLOYERS!
1 "Small Business Profile, Montana,“ SBA Office of Advocacy, February, 2013. www.sba.gov/sites/default/files/mt12.pdf.
2 "Protecting Montana Workers and Businesses Every Day,” Montana State Fund, 2014. www.montanastatefund.com.
In Montana, Workers' compensation insurance and services are offered through Employers Preferred Insurance Company, Employers Compensation Insurance Company and Employers Assurance Company. Not all insurers do business in all jurisdictions.