Workers Compensation Insurance in West Virginia (WV)

Small Business Coverage and Peace of Mind

Small businesses are a significant part of the West Virginia Economy. According to the West Virginia Small Business Development Center, 87 percent of the state’s employers have fewer than 20 employees.1 In addition, West Virginia’s cost of doing business is among the lowest in the country2, providing a very favorable climate for many industries including manufacturing, technology and information services and automotive.

What are the West Virginia Workers’ Compensation Requirements?

Most West Virginia businesses with employees must carry workers’ compensation coverage in order to protect their employees in the event of a work-related injury or occupational disease.3 Aside from the legal requirement, a workers’ compensation insurance policy is also an important safety net that helps protect your business and employees who sustain an on-the-job injury or occupational disease.

How Does Workers’ Compensation Insurance Work in West Virginia

Among other benefits, workers’ compensation benefits may include medical care and wage replacement. Your workers’ compensation insurance provider should also provide valued added services such as loss control support to help you keep your employees safe, and managed care services to help injured workers receive timely, cost-appropriate care services.

Get Workers’ Compensation Insurance in West Virginia

EMPLOYERS has over 100 years of experience in serving the workers’ compensation insurance needs of America’s small businesses and so we have the experience to provide the right coverage and services for your business. West Virginia businesses can count on EMPLOYERS to provide value added services such as loss control support to help reduce workplace injuries and occupational diseases and managed care services that provide quality, cost-appropriate and timely care so that injured workers experience minimal downtime.

West Virginia Workmans’ Comp Coverage You Need

Interested in learning more about how EMPLOYERS can help your West Virginia business? Start by connecting with a local agent about workers’ compensation insurance from EMPLOYERS, or talk to your current insurance agent about EMPLOYERS for workers’ compensation today.

Thousands of small businesses trust EMPLOYERS for providing cost-effective workers’ compensation insurance for over a century. With our competitive pricing, financial stability and dependability, claims service, safety training and loss control programs, EMPLOYERS remains focused on keeping America’s small businesses not only working, but working safely.


1. West Virginia Small Business Development Center, http://wvsbdc.com/

2. West Virgnia Department of Commerce, http://westvirginia.gov/business-climate.html

3. For more information, see Justia US Law, https://law.justia.com/codes/west-virginia/2017/chapter-23/article-2/section-23-2-1/