Wisconsin Workers' Compensation

Wisconsin Workers’ Compensation Insurance

Small Business Coverage and Peace of Mind

Wisconsin is a diverse state with a strong economy largely built on agriculture and manufacturing. The state produces a quarter of America’s butter and cheese and is the nation’s number two milk producer. Wisconsin is celebrated far and wide as “America’s Dairyland.” It is also a major producer of paper products and packaging, beer, medtech devices, and transportation equipment. With its crystalline lakes, towering pines, winding rivers stretching from Lake Superior and Lake Michigan to the Wisconsin Dells and the Mississippi River, tourism is the state’s third largest industry.

What are the Wisconsin Workers’ Compensation Requirements?

In Wisconsin, employers are required to carry workers’ compensation insurance. Workers’ compensation is “no-fault” insurance that provides financial and medical benefits to workers injured or killed on the job.1

How Does Workers’ Compensation Work in Wisconsin?

In 1911, individual U.S. states began implementing laws requiring businesses to carry workers’ compensation coverage, Wisconsin being the first state to enact workers’ compensation laws. Along with compensation and medical treatment for the employee, the new laws established limits on the obligations of businesses for workplace exposures, making costs more predictable and affordable. This is important for the more than 113,000 small businesses located in Wisconsin.2

Get Workers’ Compensation Insurance in Wisconsin

EMPLOYERS is America’s Workers’ Comp Specialist®, and provides Wisconsin-based businesses with workers’ compensation insurance that is cost-effective and affordable. The value added services that EMPLOYERS offers its policyholders include Loss Control Services, Anti-Fraud Programs, and Managed Care Services.

Wisconsin Workmans’ Comp Coverage You Need

Interested in learning more about how EMPLOYERS can help your Wisconsin business? Talk to your insurance agent, or request a quote for workers’ compensation insurance online and we’ll put you in touch with a locally appointed agent.

Thousands of small businesses trust EMPLOYERS for providing cost-effective workers’ compensation insurance for over a century. With our competitive pricing, financial stability and dependability, claims service, safety training and loss control programs, EMPLOYERS remains focused on keeping America’s small businesses not only working, but working safely.


1. “Consumer’s Guide to Worker’s Compensation Insurance For Employers,” Wisconsin Office of the Commissioner of Insurance, September 2013, https://oci.wi.gov/Documents/Consumers/PI-065.pdf.

2. “Small Business Profile, Wisconsin” SBA Office of Advocacy, February 2011, https://www.sba.gov/sites/default/files/files/wi10.pdf

3. “Workers’ Compensation,” Wisconsin Department of Workforce Development, 2014, https://dwd.wisconsin.gov/wc/

4. Matthew DeFour, “Legislators Consider Workers’ Comp Changes,” Wisconsin State Journal, September 15, 2013, http://lacrossetribune.com/news/local/legislators-consider-workers-comp-changes/article_f1354284-1dba-11e3-b7c0-0019bb2963f4.html.