North Carolina Workers' Compensation
From the beaches of the Atlantic Ocean to the towering peaks of the Appalachian Mountains, North Carolina is booming. With a history that stretches back to the first English colony on Roanoke Island, the Tar Heel State is as old as America itself. Historically known as a producer of tobacco, furniture, and textiles, the North Carolina economy has rapidly transitioned in recent decades. Today, Charlotte is home to Bank of America and the East Coast operations of Wells Fargo. As one of the major financial centers in the United States, Charlotte is second only to New York City. Charlotte is also home to dozens of major corporations including Duke Energy, Chiquita Brands International, Time Warner Cable, and Food Lion.
The Research Triangle of Raleigh, Durham, and Chapel Hill is home to numerous high tech companies and higher education institutions, including Cisco Systems, BASF, General Electric, Sony Ericsson, the University of North Carolina and Duke University.
North Carolina is also home to more than 180,000 small businesses with more than two employees. From major employers like Toyota to independent car repair and paint shops, all North Carolina businesses with three or more employees are required to provide workers’ compensation for their workers. In North Carolina, workers hurt on the job are compensated for their injuries without having to prove negligence on the part of the employer. In exchange for this, businesses are protected from costly lawsuits if an employee is injured on the job.
Some business classes purchasing workers’ compensation insurance in North Carolina are restaurants, hotels, grocery stores, physicians, printers, hardware stores, machine shops, metal stamped goods manufacturers, confectioners, and colleges.
EMPLOYERS is America's small business insurance specialist® and it provides small businesses in North Carolina with workers' compensation insurance that is right for their business. The value added services that EMPLOYERS offers its policyholders, such as loss control services, PrecisePay®, Anti-Fraud Programs, Managed Care Services, and Premium Audit, make EMPLOYERS a great choice for North Carolina businesses.
Interested in learning more about how EMPLOYERS can help your North Carolina business? Request a quote for workers’ compensation insurance from EMPLOYERS!
In North Carolina, insurance is offered through Employers Assurance Company and Employers Preferred Insurance Company. Not all insurers do business in all jurisdictions.